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Fracture Cover
Ouch! Suffering a bone fracture could lead to short to medium term financial hardship. The impact to the self-employed or those in physically demanding jobs could be even higher. That’s why we’ve introduced Fracture Cover. You can add it to your client’s policy for an extra £4 each month.
Underwriting
We don’t underwrite fracture cover but certain exclusions apply. You can find full details in our terms and conditions.
Cover
- Covers your client for 18 specific fractures.
- The amount of benefit we pay depends on where the fracture is.
Premiums
Level guaranteed premium of £4 each month.
Benefit Payments
- Up to £6,000 lump sum for each policy year.
- Your client can claim alone or alongside their Income Protection policy.
Flexible Cover
Your client can remove this cover at any time. They would not be able to add it back on at a later date. You can only add Fracture Cover to new policies.